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Motor insurance is much more than a legal requirement for car
owners. The right policy can protect you against financial loss
and reduce the stress of an accident. |
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Before you decide on your next car insurance policy, there are a
number of points to bear in mind. |
Price - Always shop around before you buy, prices can vary
greatly, however always read the policy details carefully to ensure
that you are comparing 'like-for-like'.
Excess - The higher excess level (the amount you
have to pay towards a claim) will normally mean a lower premium,
however if you are unfortunate enough to have to make a claim it
will cost you more.
No Claims Discount - The better your no claims discount,
the lower your quote will be. Insurance companies always reward
safer drivers.
Women Only Policies - Women are statistically safer drivers
than men. As a result, some companies offer lower premiums to
female drivers.
Payment Options - If you are looking to pay monthly or
quarterly, always check out the charges the insurer may make for
this option when researching your quotes.
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